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License and Insurance

A foundation built on doing the right thing.

"Every day, in everything that we do, we strive to fulfill our purpose in a way that is ethical and adheres to the highest standards of integrity and professionalism. We are proud of our reputation for fairness and honesty and we expect everyone associated with Foresters to do the right thing, in the right way, for our members, customers, employees and other stakeholders." 

--- CEO of Foresters Financial

Respecting copyrights and licenses

Avoiding corruption and bribery

Detecting money laundering and terrorist financing

Know and comply with the law

Foresters engages various professionals in the course of our business, serving our members and other customers, and sponsoring or participating in community activities. In doing so, we are committed to conducting business with integrity and in full compliance with both the letter and spirit of all the laws and regulations that govern our business.

Foresters uses a variety of social media channels, such as Facebook, Instagram and LinkedIn, to engage and communicate with various audiences and share our good works. All news releases are prohibited from engaging in any communication on behalf of Foresters that is false, misleading or harmful. We demonstrate good character, are open-minded and value the opinions, styles and backgrounds of others. We are honest, open and trustworthy. 

Code of Ethics (Updated 2023)

An Independent Contract with Foresters Financial. (Service area: IL State.)

(214 x143)

*Foresters Financial and Foresters are trade names and trademarks of The Independent Order of Foresters.

A. M. Best's Company Financial Strength Rating  of The Independent Order of Foresters Report   A  (Excellent)  Effective Date on August 17, 2023.

DBRS Morningstar Rating Report of The Independent Order of Foresters the company's Financial Strength Rating A and the company's Issuer Rating A on August 8, 2023.      

Consent for Electronic Delivery of Insurance Contract and Related Documents.

Life Insurance Buyer's Guide. How to buy a life insurance policy. or Foresters Financial Life Insurance Buyer's Guide. (This guide must be used in the following state: IL)
This guide has been prepared by the Illinois Department of Insurance, in part using materials developed by National Association of Insurance Commissioners (NAIC). The National Association of Insurance Commissioners is an association of state insurance regulatory officials. This association helps the various State Insurance Departments to coordinate insurance laws for the benefit of all consumers. You are urged to use this Guide in making a life insurance purchase. THIS GUIDE DOES NOT ENDORSE ANY COMPANY OR POLICY. 

The Competitive Scholarship

This program is administered by International Scholarship and Tuition Services, Inc. (ISTS) For specific questions concerning your application, contact via email at Foresters@applyISTS.com, by phone at 1 866-258-0626, Monday through Friday, 7:00 AM to 7:00 PM CT. 

New York State Workers' Compensation Insurance

Terrorism Risk Insurance Endorsement

Effective from 03/16/2025 to 03/16/2026

E & O Insurance

Sponsoring Organization: National Association of Insurance & Financial Advisors and the National Association of Insurance & Financial Advisors Risk Purchasing Group

Limits of Liability

From 12:01 A.M. on 2/1/2025 to 12:01 A.M. on 2/1/2026

License Relation

Luo, Liyan; producer is Licensed as an Insurance Agent for Life Accident and Health License Number: LA-1363090 issued by New York State Department of Financial Services.

Insurance Licensee is online searchable.  / Le titulaire de licence d’assurance est consultable en ligne.

Insurance License issued by Illinois State Department of Insurance

License Type: Insurance Producer

Lines of Authority: Health Life

National Producer Number 17517638

LOA Effective Date: 07/24/2020

Effective Date: 03/01/2024

Expiration Date: 02/28/2026

Contact

contact@theinsuranceplan.online          

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